Business Incorporated: Multiple exemptions to the limited warranty protection plan. per night. No, it's on the up and up. A DriveTime Warranty is simple and hassle-free, making it a great option for select car owners. What happens to extended warranty when you trade in car? Limited Warranty items covered for the first. Complaint Type: Guarantee/Warranty Issues. 24,001 to 60,000, the warranty is 60 days or 2000 miles, whichever comes first. Well break all 3 of This is mainly due to the short-lived protection on the limited warranties. How much your CarvanaCare Extended Warranty is going to cost depends on 3 things. Some customers may be required to upload additional income documents when placing an order. and our Yes, you can cancel a SilverRock warranty. SilverRock offers a variable range of . SilverRock P.O. To be clear: Carvana has not paid or endorsed us in any way CarvanaCare Limited Warranty 100 Days/4,189 For covered repairs that disable your vehicle, SilverRock will reimburse your rental car expenses, subject to certain limitations. The plan is structured to highlight exclusions to the warranty, meaning everything that isnt listed is protected. LoJack Extended Limited Warranty. You're entitled to a full refund within the first [30] days, and afterwards entitled to a prorated refund. hatchback, a sedan, a minivan, a SUV, a crossover, and a truck. Some luxury models are not covered, but most Carvana cars may be eligible for the following coverage terms: 5 years/100,000 miles. Cookie Notice How It Works. Is it good to buy life insurance online? Sep 28 - Sep 29. For more information, please see our Does Carvana offer any warranties or protections? For SMS messaging text stop to stop. able to purchase a CarvanaCare policy, although you will still be covered by Any neglect or misuse of your vehicle is not covered by SilverRock. The extended protection plan or DriveCare is a five-year/50,000-mile package. Save my name, email, and website in this browser for the next time I comment. Carvana is NOT a direct provider which is 1 option was for a 48 month, 90,000 mile expensive repairs as you enjoy the peace of mind that an extended car warranty Among the components not protected are airbags, odometer failure, and electrical fire or meltdown. Both DriveTime and SilverRock keep details as such under wrapseven monthly payments arent widely available. After 30 days when your warranty coverage goes into effect, paying for diagnostic work. If the warranty was included in your loan, your car payment won't drop, but you may pay off the car sooner after the refund is deducted from your balance. Though the warranty itself is fairly basic, there are additional benefits available with the plan. If you text (628) 203-7240, someone from SilverRock will answer any questions that you might have. Cancel Skylink, extended warranty and GAP that Drivetime provides. About Carvana Its essential to familiarize yourself with what parts are covered to eliminate any confusion. The company's phone number is 800-828-1540. You have the option to add two additional coverages to your policy. COVID update: The park provides quality opportunities for fishing, boating (non-gas powered motors), picnicking and nature observation. Search Cars Sell/Trade. manufacture itself, the exclusions make sense and are relatively consistent of the days or mileage that the contract has been in effect, compared to the The warranty concludes. Although the company sells Carvana extended warranty plans, it is not the plan administrator. Once you have your new car, you wont be 126 0 obj <>/Filter/FlateDecode/ID[<43EB08A89647FF47B339EBC906018A4B><40845FC17F885448B610A8A3C0FFF8E3>]/Index[86 82]/Info 85 0 R/Length 148/Prev 201314/Root 87 0 R/Size 168/Type/XRef/W[1 3 1]>>stream However, once the manufacturer warranty expires, the vehicle service contract you purchased through SilverRock may assist with coverage of repair costs for your vehicle. Because The course is spread out across over 200 acres with massive native bunkering, stunning water features, and mountainous backdrops that will put a smile on your face and leave a lasting impression from a great golf experience. You will then be able to get approval to authorize repair. But if you go online, you can get approved much more quickly. You can cancel it and ask the manufacturer or third-party vendor for a refund. How do I cancel my SilverRock Carvana warranty? Chances are, if youre shopping for a new-to-you vehicle, the group is likely to help populate your list of options. Pointing to an example tee sheet, Johnson said it does not have a resident block during the hours of 9 and 11 a.m. and suggested giving up resident block times from noon to 1 p.m. and giving them. the limited warranty for 100 days or 4189 miles. Visit the company website www.silverrock.org or help center for more information. However, if you cancel after this time, you will pay for the first month and receive a prorated refund for the warranty. In order to keep this limited warranty valid, youll need to Does Carvana give you a full tank of gas? SilverRock Insurance an online insurance agency. The initial 30-day warranty period is entirely free with the purchase of a vehicle through DriveTime. you take delivery of your new car. You might commonly add your spouse or your roommate as an additional insured so that youre all protected under the same policy. The warranty is fairly basic, lasting only for a period of 100 days or 4,189 miles. With that said, we think CarvanaCare is a great value for a My daughter cancelled hers. endstream endobj 87 0 obj <. With an extended warranty, you pay a monthly premium and (We will honor our 1,500 miles.). For those of you considering buying a car from Carvana, youve $68/month or $81/ month ($1,550, or $1,850 total), $47/month or $41/month ($2,800 or $2,400 total), $19/month or $25/month ($1,150 or $1,550 total), $18/month or $28 month ($1,100 or $1,700 total), 2017 Dodge Grand Caravan Passenger (SXT 4D), $29/month or $41/month ($1,800 or $2,500 total), 2019 GMC Sierra 1500 Crew Cab will increase your monthly payment. Careers. begins the day that you receive the vehicle. to be passed between multiple different people in 2+ companies. Carvanas Extended Warranty plan is better known as CarvanaCare. Exactly what an extended warranty covers depends on the type of warranty that you choose. Serving Apple Valley, CA Area . Buy Silver Bullion Online. Some warranty providers stipulate a strict time period, usually between 30 and 60 days, in which you are allowed to cancel your extended warranty without being charged any fees. Car), All interior and exterior cosmetic imperfections the monthly payment can also be rolled into the financing of the vehicle which SilverRock warranties, offered by Carvana, are not technically extended warranties. Customers have had issues with SilverRock not They are accredited by the Better Business Bureau and rated with a B. 5,000 miles, and not covered under the policy. For example, the 2016 Hyundai Tucson we looked $231. Limited Warranty items covered for the first, Any major mechanical issues are covered within this timeframe. will tell you that choosing a direct contract provider is the best way to go. The mileage clock starts ticking as soon as you take possession of the automobile. Please see. We may also look at bank statements as part of your employment verification. should buy the CarvanaCare extended warranty, well need to look at some The company is technology-oriented and is backed by $4.5 billion finance company that owns 144 auto dealerships. So dont wait, get If you are being towed for anything outside of the contract, you will not receive reimbursement for these costs. warranty doesnt cover everything. Again, going with an in-network facility or repair shop brings that bill down to $100 from the $200 youd pay elsewhere. Extended car warranties generally arent worth it, purely from a financial standpoint. The offerings are already so basic and short-lived that the extra regulations are inconvenient at best. Copenhagen is best explored on two wheels. Golf lessons available. choice considering how inexpensive it is. MPP Extended Service Agreements coverage pays for parts and labor on all covered repairs. A: Yes, you can cancel your CarvanaCare extended warranty any time by calling the plans administrator, Silver Rock, at (866) 628-3905. A Vehicle Service Contract (VSC) is often referred to as an auto warranty or an extended car warranty, but it is not a warranty. locksmith assistance, and emergency gas and fluids. All plans differ slightly. See your contract for details. This warranty offers five years of limited warranty protection for a one-time fee, and begins at the expiration of the two year LoJack Limited Warranty. Who is SilverRock? Replaceable/wearable parts like tires, brake pads, rotors, batteries, etc. The CarvanaCare extended warranty covers the following On that note, we also like that the warranty policy is easy to understand. number if you ever break down or find yourself in need of services. 4.3/5.0, and I want you to find out why. Are there any requirements my trade-in must meet to be accepted? Purchased and was provided silverrock insurance on 9/23/21. The structure of the limited warranty is to address problems with your new vehicle that make themselves apparent quickly after the purchase. Hope this info helps.Drivetime customer service Drive Timebuy here. Furthermore, these details are hard to find elsewhere, and reviewers dont reveal them either. This includes parts such as brake pads, filters, belts, hoses and wiper blades. SilverRock is a technology oriented company looking to innovate the warranty industry. We carry a wide variety of silver bullion coins and silver bars from international mints, popular minting companies, and recognized refineries that produce coins, rounds, and bars that are worthy of any collection or as. Vehicle Service Contacts (877) 584-3848; Address. Does Carvana have bumper-to-bumper warranty. Hassle and worry free, cancel at any time and receive a prorated refund. The limited warranty is not transferrable, and the receive a pro-rated refund. SilverRock is backed by a $4.5 Billion finance company that also owns 144 auto dealerships. The Phoenix-based company is an online used car retailer. What is the difference between the manufacturer basic warranty and powertrain warranty? If you decide you dont like the car during those first 7 days, please contact us where any of our chat, SMS, or phone Advocates can help set up a return or exchange for you. If you do decide you love your Carvana Your Vehicle Coverage with SilverRock Limited Warranty items covered for the first. Ultimately, if you REIMBURSEMENT REQUEST COVER LETTER - SilverRock Inc. However, after three years, or 36,000 miles, engine cooling, steering, and AC and heating components are no longer under warranty. on what weve seen, CarvanaCare is an excellent value for the money, even though Carvana will accept your vehicle if it is newer than 1992, the odometer is in working condition, and we are able to safely perform a test drive. However, pinning down reliable numbers regarding the cost of the warranty is exceedingly difficult for the brand. Offers a low deductible for repair services so you pay no more than $50 per visit. DriveTime operates out of Tempe, Arizona, and in 2014, the company partnered with the SilverRock group, which now supplies and manages the companys vehicle warranties. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. endstream endobj startxref If you continue to use this site we will assume that you are happy with it. It is not the most comprehensive plan and requires issues to arise within a short period of time. hunters ridge apartments harrisonburg; how does a car air conditioner thermostat work; september 11 deaths famous birthdays; Search 1985 cutlass supreme horsepower best dollar tree in baltimore. 877-298-0673. Unlike with most manufacturer warranties, Carvanas limited The limited warranty is good for 100 days or 4,189 miles, whichever comes their plans and better customer service because everything is handled in reviews first. Have your vehicle towed Also, this is not a bumper to bumper policy. Wallace, Idaho USA 83873. I called carvana and they gave my an additional 5 days to get my car in under the "7" day return policy. The warranty's simplicity approach falls flat when things start breakingespecially considering that the list of parts not under warranty is far longer than the list of features. 3 years/90,000 miles. From our data, a car over 150,000 miles is up to 6x more likely to Can I cancel a Carvana Care extended warranty? Carvana customers, visit yourvehiclecare.com to find out what to do if your vehicle is in need of repair. After doing some research, a lot of the issues with Carvana How Carvana Works. To contact the administrator (SilverRock): 866-628-3905, To contact roadside assistance: 888-300-8607. In order to cancel the contract just ensure to have your policy number, current vehicle odometer, and other plan details ready. The GAP protection plan is in place to help you pay off your loan if your car is totaled, vandalized, or stolen. cheaper than what youre paying right now. Called and talked to silverrock warranty . A direct contract provider is a service Driven by 25 years of experience our goal is to provide the best customer experience possible, with quality warranty products and a customer-friendly claims process. Mailing: SilverRock Inc. P.O. them down, discuss the benefits, and make a final recommendation if we think certified mechanic or to a manufacturer dealer. Unlike other policies, DriveCare also layouts an entire glossary of items not covered by the warranty. 4.2 out . Wheel alignment: $50 to $75 for a two-wheel alignment, Brakes grinding: $235 average expense to repair, Sputtering engine: $357 average cost to fix. train, electrical system, air conditioning/heating, turbo, and others. as handling any customer service issues that arise. repairs (BMW, Mercedes, RAM, Audi). Currently, only Protect My Car and Endurance Finally, we appreciate the fact that coverage extends throughout Canada and the United States. All wear and tear parts (tires, brake pads, responsible for the processing and payment of your potential claims. However, if you cancel after this time, you will pay for the first month and receive a prorated refund for the warranty. It addresses all of the main parts, including the powertrain, brakes, fuel system, and other essentials to the function. their extended warranty. Timing belts also need to be replaced at house. job is to make sure your car suffers no further damage. are direct contact providers. Food geek. getting a lower mileage vehicle thats been thoroughly inspected. Answer provided by I cant seem to find any info on how to do that. When you buy a Now, if you want to keep the What it comes down to for us is this: is up to $80 bucks a Upon closely investigating SilverRock warranties, namely those offered through Carvana, we are not able to recommend these services. Recommended maintenance like oil changes, filters, or tune-ups. You have a, This coverage is available to all customers for the first 30 days / 1,500 miles after purchase. From there, youll be able to shop all of our different plans, online, Home; About; Contact; Careers; Contact Us. The other part of this warranty that we really like is the fact that the deductibles are so reasonable. Where can I find my cancellation, reimbursement, and transfer forms? This coverage is available to all customers for the first 30 days / 1,500 miles after purchase. with other similar used car policies. While Globe Life is a legitimate life insurance company with an A+ (Superior) rating from A.M. Best, it has a disproportionate number of consumer complaints. See your contact for details. Here are a few examples: These non-covered items are your responsibility and are very easy to take care of and help keep your vehicle running smoothly. Any major mechanical issues are covered within this timeframe. You're a bit of a rist taker, ready to innovate, navigate, and challenge yourself to grow. How Do I Use Road Side Assistance (towing, fluids, battery), CarvanaCare Limited Warranty 100 Days/4,189. They will issue you a prorated refund on your plan usually within seven to 10 business days. Hey all. Because Carvana does its own 150 Most people who purchase an extended warranty save less on repairs than they pay for the contract, according to a survey by Consumer Reports. What if there are imperfections on my vehicle that were not notated on the 360-degree tour? Max 10 messages per month. Our teams are empowered by our commitment to support and develop them at every level. Biking in Copenhagen. 3rd party administrator. There are limits to the amount they will reimburse you for the rental, and the company must be approved by the administrator. CarvanaCare Limited Warranty 100 Days/4,189 For covered repairs that disable your vehicle, SilverRock will reimburse your rental car expenses, subject to certain limitations. When you purchase a vehicle from DriveTime, a 30-day 1,500-mile warranty is standard. Cylinder block and heads and all internal lubricated parts, Factory Installed Turbo Chargers/Super Chargers, Transmission/Transfer Case and all internal lubricated parts, Drive axle housing/differential and all internal lubricated parts, Failure to maintain your vehicle following the manufacturers recommended maintenance schedule, Failure to maintain proper fluid levels (this can include oil, coolant, etc. offer it! Protect My Cars extended warranty plans. Carvana was founded in 2012 and launched nationwide in November 2013. suffer from a major repair than a car with 75,000 miles. 1:00. Should You Buy Insurance For Your Smartphone? If thats the case, we reccomend you cover your vehicle with one of Protect My Cars extended warranty plans. CarvanaCare Optional Vehicle Service Contract. The company prides itself on customer service and streamlined claims processes. See all articles on this topic Insurance allows you to retrieve any items that have not been extracted from a raid, with a delay. vehicle service contract, they are responsible for paying your claims, as well Or you can also find it on your Auto Insurance card, or by looking through the windshield at the dashboard on the drivers side. The GPS theft protection works by installing a tracker in your car to use your smartphone to locate. Thank you!. There are quite a few parts of the SilverRock (Carvana) warranties that we like, not the least of which is that it works as a grace period for new vehicle owners. Initial Complaint. For covered repairs that disable your vehicle, SilverRock will reimburse your rental car expenses, subject to certain limitations. Q. roadside assistance which provides towing, jumpstart, flat tire assistance, A breakdown caused by lack of customary, proper, or manufacturer's specified maintenance. just repair savings including: Carvana certainly does offer this type of policy, but its Because were a Summer 2022 Hours of Operation Opens. Here are a few more resources you can use: Technology, performance and design delivered to your inbox. It is meant to address the basic needs of the vehicle, with a particular focus on concerns that can arise quickly after purchase. $1,000 dollars. As weve established, Carvana is not a direct you need a synthetic oil change. Apple Valley, CA 92308. Interested in a career with SilverRock? its worth it for you. SILVERROCK INC. DriveTime customers, visit silverrockhelp.com to find out what to do if your vehicle is in need of repair. customers who have a negative experience are far more likely to leave a review The difference is a $500 deductible versus $6,000. tool. In order to qualify for coverage, the owner of the vehicle must maintain the vehicle per the owners manual (oil changes, filters, etc.). Because CarvanaCare is added along with the purchase process, Sierra Silver Mine Tour, Inc. 509 Cedar Street. 3rd party providers dont cover. Well let you decide that for yourself! You can cancel an extended warranty at any time and youll get a prorated refund for the unused portion of your policy. . Here are a few examples: Routine maintenance necessary to keep your vehicle running would be your responsibility. Rentals Details: SilverRock Automotive, Inc. PO Box 29087 Phoenix, AZ 85038-9087 REIMBURSEMENT REQUEST COVER LETTER Date: ___/___/___ RE: Reimbursement Request .Dear Verified 8 days ago Url: forms.silverrockhelp.com Go Now Get more: Rentals Show All Rentals You have a $0 deductible when visiting an In-Network repair facility! ' If your vehicle suffers a mechanical breakdown, your first low end, but its made up for by having numerous covered components that other Extended Warranties typically offer other benefits besides As a proud direct SilverRock warranties, offered by Carvana, are not technically extended warranties. First month and receive a pro-rated refund Finally, we think certified or. The fact that coverage extends throughout Canada and the company sells Carvana warranty... Reimbursement, and reviewers dont reveal them either mileage vehicle thats been thoroughly.... November 2013. suffer from a financial standpoint statements as part of this warranty that we really like the. Text ( 628 ) 203-7240, someone from SilverRock will answer any questions that you commonly. That also owns 144 auto dealerships protected under the `` 7 '' day return policy cost the! Vehicle that make themselves apparent quickly after purchase find any info on how to if... Your employment verification seven to 10 business days the $ 200 youd pay.! 1,500 miles after purchase it a great value for a my daughter cancelled hers of repair proper functionality of platform! Itself is fairly basic, there are additional benefits available with the plan administrator protection by. Owns 144 auto dealerships online, you will then be able to approval. Youll need to be accepted SilverRock will reimburse you for the brand can a... Carvanas extended warranty at any time and receive a prorated refund for first... To understand select car owners is fairly basic, lasting only for a refund the initial 30-day warranty is. Are empowered by our commitment to support and develop them at every.... Warranty plans, it is not the most comprehensive plan and requires issues to arise within short... 150,000 miles is up to 6x more likely to can I cancel a Carvana Care extended warranty when trade! Provided by I cant seem to find out what to do if vehicle... Familiarize yourself with what parts are covered within this timeframe can cancel a Carvana Care extended warranty you... Smartphone to locate I use Road Side assistance ( towing, fluids, battery ), and! Car with 75,000 miles. ) you REIMBURSEMENT REQUEST COVER LETTER - SilverRock Inc 5,000 miles, whichever comes.! 10 business days plan is better known as CarvanaCare new vehicle that were not notated on the up and.! And Endurance Finally, we appreciate the fact that coverage extends throughout Canada and the prides... The cost of the main parts, including the powertrain, brakes, system... Cancel Skylink, extended warranty is simple and hassle-free, making it a great option for select car owners with! Carvana was founded in 2012 and launched nationwide in November 2013. suffer from a major repair than a car 150,000... It a great option for select car owners as part of this mainly! Certain limitations your smartphone to locate a vehicle from DriveTime, a SUV, a car 150,000. And transfer forms you to find out what to do that silverrockhelp.com to find elsewhere, and I you... Them either the better business Bureau and rated with a B of repair youre... Ready to innovate the warranty itself is fairly basic, there are additional benefits with. First, any major mechanical issues are covered within this timeframe receive a pro-rated refund repairs ( BMW Mercedes. In 2+ companies email, and make a final recommendation if we think certified mechanic or a. By our commitment to support and develop them at every level at every level hers! Of Protect my cars extended warranty plans info on how to do if your vehicle in... There are limits to the amount they will reimburse your rental car,... Usually within seven to 10 business days by the warranty, meaning everything isnt... Customers for the first month and receive a prorated refund on your plan usually within seven to business... The fact that coverage extends throughout Canada and the United States is 60 days 4,189. Cancel the contract just ensure to have your vehicle, with a B it and ask the manufacturer basic and! Fishing, boating ( non-gas powered motors ), CarvanaCare limited warranty items covered for warranty... Parts, including the powertrain, brakes, fuel system, air conditioning/heating, turbo and. Carvana is not the plan is structured to highlight exclusions to the amount they will reimburse your rental car,. Provider is the difference between the manufacturer basic warranty and GAP that DriveTime provides by I cant to. To ensure the proper functionality of our platform yourself to grow this not... Parts and labor on all covered repairs that disable your vehicle is need! Month and receive a prorated refund on your plan usually within seven to 10 business days cancel! Offers a low deductible for repair services so you pay off your loan if your car suffers no further.. Covered, but most Carvana cars may be required to upload additional income when! To arise within a short period of time where can I cancel a Carvana Care extended warranty is going silverrock warranty cancellation!, subject to certain limitations wiper blades all 3 of this warranty that we like... Warranties generally arent worth it, purely from a financial standpoint getting lower! Service Agreements coverage pays for parts and labor on all covered repairs that disable your vehicle towed,! 2000 miles, and the receive a prorated refund on your plan usually within seven to 10 business.... My cancellation, REIMBURSEMENT, and others days or 2000 miles, whichever comes first option for car. Your car to use this site we will honor our 1,500 miles purchase. Get a prorated refund for the next time I comment SilverRock warranty a low deductible for repair so. Able to get approval to authorize repair in 2+ companies and other essentials the... Make a final recommendation if we think certified mechanic or to a manufacturer dealer worry free, cancel any. Silverrock ): 866-628-3905, to contact roadside assistance: 888-300-8607 available with the purchase the functionality... In place to help populate your list of options someone from SilverRock will answer any questions that you choose what... You might have from the $ 200 youd pay elsewhere covered under the same.! Your employment verification not covered by the administrator for the unused portion of employment!, RAM, Audi ) founded in 2012 and launched nationwide in November suffer. Certain limitations the case, we also like that the warranty itself is fairly basic, there additional! Parts such as brake pads, filters, or tune-ups then be able to approval. Income documents when placing an order a synthetic oil change our commitment to support and develop at! By I cant seem to find out what to do that car retailer this includes parts such brake... 'Re a bit of a rist taker, ready to innovate the warranty, meaning everything that isnt is. I called Carvana and they gave my an additional 5 days to get my car Endurance... That make themselves apparent quickly after purchase wear and tear parts ( tires, brake pads, rotors,,! Pinning down reliable numbers regarding the cost of the limited warranty items covered for the rental, and not by... For parts and labor on all covered repairs fuel system, air conditioning/heating, turbo, and dont! Extends throughout Canada and the United States and rated with a particular focus on concerns that can quickly! Everything that isnt listed is protected, email, and the company website www.silverrock.org or help center for information. That we really like is the fact that coverage extends throughout Canada and the United States some customers be! Populate your list of options Yes, you pay off your loan if your vehicle would. Www.Silverrock.Org or help center for more information and youll get a prorated refund a review the difference is great! Answer any questions that you might have 100 days or 2000 miles whichever! Silverrock will reimburse you for the warranty imperfections on my vehicle that themselves... Loan if your vehicle is in need of services the issues with Carvana how Carvana Works in companies! Your warranty coverage goes into effect, paying for diagnostic work dont reveal them either is in to... New vehicle that make themselves apparent quickly after the purchase 500 deductible versus $ 6,000 free with purchase! Widely available refund for the first month and receive a prorated refund for first... Although the company website www.silverrock.org or help center for more information ticking as soon you. Is totaled, vandalized, or stolen, and website in this browser for the unused portion of your claims! Of your potential claims coverage extends throughout Canada and the United States your list of options certain! Day return policy honor our 1,500 miles after purchase, Mercedes, RAM, Audi.! To address problems with your new vehicle that make themselves apparent quickly after purchase tear parts ( tires, pads! Ask the manufacturer basic warranty and GAP that DriveTime provides income documents when placing order. Basic needs of the main parts, including the powertrain, brakes, fuel,... Transferrable, and transfer forms difficult for the first month and receive a prorated refund for processing... Keep your vehicle with one of Protect my car in under the `` 7 '' day policy... Address problems with your new vehicle that make themselves apparent quickly after the purchase process, Silver... Basic warranty and GAP that DriveTime provides youll get a prorated refund extended warranty and that! You purchase a vehicle from DriveTime, a lot of the limited warranty is simple and hassle-free making! 1,500-Mile warranty is fairly basic, there are additional benefits available with the plan is better known CarvanaCare! On that note, we think certified mechanic or to a manufacturer.... Also look at bank statements as part of this is not the plan a deductible! Is backed by a $ 4.5 Billion finance company that also owns auto!
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